Together Building Economic Independence
TBSmart was born from a commitment to create a fair, transparent, and sustainable economic solution.
Our Story
TBSmart — Tabungan Bersama Sejahtera Mart — is an independent cooperative founded with the vision of creating a mutually beneficial economic ecosystem. Starting from a small group of members who wanted to manage their savings productively, TBSmart has now grown into a cooperative serving hundreds of members.
The concept is simple: members save, savings are managed into staple goods, staple goods are sold below market price, and profits are returned to members. Every member is an owner, every owner benefits.
Vision
To become a leading independent cooperative that empowers members through productive savings management and the provision of quality staple goods at affordable prices.
Mission
- Manage member savings transparently and productively.
- Provide quality staple goods below market prices.
- Distribute nisbah (profit share) on time and proportionally.
- Expand reach so more people can benefit.
Core Principles
Non-negotiable values in every step of TBSmart.
Transparency
Every transaction is recorded and accessible to members.
Justice
Nisbah is distributed proportionally based on contribution.
Familial
All members are one big TBSmart family.
Sustainability
Building an economy that keeps growing.
Our Team
The people behind TBSmart.
Anay
Finance Manager
Bany
Operations Manager
Deluk
Warehouse Staff
Inox
Cash Manager